Roojai Motorbike Insurance

Motorcycle Insurance Plans: Choose Yours And Buy Online

Owning a vehicle is a big responsibility. You are considering yourself as well as your vehicle. If you get sick, the vehicle might also get damaged. So, the same thing depends on how you are taking care of yourself, you must take care of your motorcycle as well. If people buy insurance plans for themselves, so as with the motorcycle. There are also different comprehensive insurance plans for them to choose from. As an owner, to protect your motorcycle from possible problems, an insurance plan can help you out from the mess. For example, you have bought a motorcycle for just a month, yet someone stole it from you. It could be a big headache on your end that you have lost one of your investments. Roojai Motorbike Insurance plans can help you from stolen or missing vehicles?

As a motorcycle owner, you have to know the advantages and benefits of buying an insurance plan for your vehicle. Others might think that it is just another expense that is not essential, but they are wrong.

The voluntary motorcycle insurance

Thailand offers voluntary motorcycle insurance, which is optional insurance. It means that it is not required by the law. However, if you are concerned with yourself as well as with your family, then you will not hesitate to buy motorcycle insurance online. Voluntary motorcycle insurance has different coverage types. It covers damage to the insured vehicle whether it is the driver’s fault or not. Motorcycle insurance plans will not just help you out from securing your vehicle’s unwanted incidents, but also helps you with finances as well. There are different categories of voluntary motorcycle insurance to choose from, such as:

  • Motorcycle insurance plan 1
  • Motorcycle insurance plan 2+
  • Motorcycle insurance plan 2
  • Motorcycle insurance plan 3+
  • Motorcycle insurance plan 3

Roojai Motorbike Insurance

There are the types of motorcycle insurance plans that you can choose and enjoy each of their coverages. Buying a motorcycle insurance plan may not be compulsory, but it depends on the type of vehicle that you have. If you have a big bike, then it is considered a large vehicle that needs to have CMI (Compulsory Motor Insurance). CMI is required by the law in Thailand. It is also additional protection for both the owner and the vehicle for any possible unwanted mishaps. Buying voluntary motorcycle insurance is a big help.

What is CMI?

Compulsory Motorcycle Insurance is the mandatory insurance for all motorcycles around the state. The insurance provides coverage for everyone affected by motorcycle mishaps. Whether the person is a passenger, driver, or pedestrian. In unwanted situations like loss of body parts or loss of life, the deceased person’s beneficiary will also be covered. It is only applied in the case of death. It has basic insurance coverage, the driver will claim compensation once there’s an accident. The compensation can only be claimed if the driver is injured – it doesn’t cover the motorcycle damage. It covers the following:

  • Permanent disability
  • Death
  • Loss of vital organ
  • Medical expenses

All these coverages can be claimed if it is not the fault of the driver.

Top Investment Choices

Top Investment Choices That You Must Consider

There’re a lot of different ways of investing your finances. However, how do you start about it & how to find the best investment option? Here, we have listed a few best investment options that you must consider. Whereas investment plans are totally dependent on a person’s risk appetite, time horizon as well as other aspects, some investment platforms provide best options to start your way towards the wealth accumulation & growing rich. Without wasting any time, let us check out some top investment options out there:

Mutual Funds

Investors are always in dilemma when investing in Mutual Funds. Obviously, they’re risky as they’re market linked but must not overlook the higher returns it offer. Suppose you wish to invest in the markets but don’t have required expertise and experience, you must invest in the Mutual Funds & get higher returns. These are the market-linked investments that will invest money in different financial instruments like equity, debt, stocks, and more, the returns generated will be as per the performance of your fund.

investing your finances

Real Estate

Investing in property is yet another best investment option for people who have lots of money in hand. It’s the best choice for the long-term investment. This industry is regulated with the safety measures for the buyers and sellers. Looking at the fast-paced urbanization, demand for the real estate has truly witnessed the rise. With an availability of home loans has completely removed the affordability barriers.


You might have heard about the seed funding. You do not have to start the new business right from the scratch but invest in the business which will be successful.  Remember investing in the business is different than providing a loan. Because here you will give money & became the co-owner of a new company. You will be entitled to the percentage of the whole business and regular income stream. But, investing in the business that will be successful you need to make the right decision at a right time. Or you might lose your money. You need to take proper interest in that business & foresee if the business model works out or not.

Final Words

If you are looking to increase your wealth, you may opt for the lower-risk investments, which pay the modest return, or take on higher risk and goal for the higher return. Or take the balanced way, having safe money now & give yourself an opportunity for the long-term growth.